Investment Solutions
"Help you Build and Preserve Long-Term Wealth"
Investments allows for individuals to fund their children education, fund their desired lifestyle in their retirement years and build wealth for now and for the next generation. In a nutshell, investments help us achieve our financial goals through meticulous planning using the right investments products.
Registered Savings
Investment in a Registered Plan mean the investment vehicle has one or more tax benefits for different purposes. These includes:
RESP - Registered Education Savings Plan
RRSP - Registered Retirement Savings Plan
RDSP - Registered Disability Savings Plan
TFSA - Tax Free Savings Account
Stocks & Bonds
Stocks – Shares of Public Traded companies that can be purchase or sold via exchanges.
Bonds – Share some of the attributes of stocks in the way they are purchases and sold, however the tax implication is vastly different. There are many types of bonds, with different feathers, issued by countries, companies and governments.
Segregated Funds
A segregated fund is a type of investment fund used by Canadian insurance companies to manage individual, variable annuity insurance products. A segregated fund offers investment capital appreciation and life insurance benefits. This is an insurance product, issue only by insurance companies.
What you should consider when you invest:
• Determine your financial goals - Are you saving to fund your children education, to buy a house or more distant goal like retirement?
• Consider your time horizons - Time is the magic here; money like most things compounds and grows over time. The younger you are the longer your time horizon which allows you to be more aggressive on your investments choices.
• Discipline - we don’t hear about it much, but is a major component to achieving success in any Endeavour. Discipline to stay the course and stick with the plan commitments.
• A trusted financial partner - one with integrity, candor and a commitment to excellent.